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Physical Address: 377 Chalan San Antonio Tamuning, GU 96913 | > Click here for our Contact Information
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Your Realtor is an experienced agent who facilitates your purchase of a new home and can guide you through each step of the buying process, from start to finish. Talk to us about what we do and the services we offer at Empire Realty.
You’ll be working with your Lender from start to finish, so shop around and find one that offers a loan that meets your needs and who comes well recommended. At a loss who to use? Don’t hesitate to ask your Realtor for options. Through experience with other purchases, Realtors may know lenders who are professional, communicative, and helpful.
How much can you afford?
Your lender will give you a ballpark estimate of how much you can borrow for your mortgage to buy your home. This is called getting pre-qualified. Getting pre-qualified will help you streamline your options as you shop for a home.
Now that you have an idea of your budget, put together a list of your needs and wants, such as home type (condo or single family home?), location (close to school? work? beach?), and layout (how many bedrooms? yard for pets?). Take this list to your friendly Empire Realty agent and get started looking for your dream home!
You’ve found the home you want! Now you need to make an offer. You’ll work with us to hammer out the details of a purchasing contract that we will submit to the Seller. The Seller may accept our offer, reject it, or make a counter proposal for your consideration.
We will work with you every step of the way to ensure your interests are reflected in the contract and in any negotiations that may take place.
Once you and the Seller agree on the terms of the contract, the Seller will accept the offer by signing it. Congratulations! You’ve agreed on a price, on terms and conditions, and the rest is follow-through.
The time period from acceptance of the offer until you take possession of the home could be called Contract Fulfillment. The contract between you and the Seller will require several things from both sides, including depositing money in escrow, doing inspections, and submitting various reports and paperwork. A good Realtor will continue to guide you through this time, ensuring that deadlines are met and that your purchase moves forward. Below are descriptions of some of the most common things that you can expect to do as a Buyer during this time period.
Earnest money is an amount specified in the contract paid by you that signifies your good faith to buy the home. You pay this money almost immediately after your offer is accepted. The money is held in escrow. Escrow could be described as neutral ground. It is a third party that confirms to both the Buyer (you) and the Seller that the conditions and terms of the contract are being fulfilled. Money held in escrow is paid to the Seller at the close of the deal when the property is finally, officially transferred to you.
During this time you will work with your Lender to finalize your loan. You will submit financial documents and information about the property to the Lender.
It may seem backwards, but your Lender actually needs a copy of your signed contract in order to write and process your loan. You would think that you’d show up with the money and then the Seller would agree to sell you his or her property, but in practice the agreement is made first, and then the mortgage is written approved by your Lender. That is why pre-qualifications and pre-approvals are required. Because Sellers are not getting money until close, and because they must take their home off the market once they agree to sell it to a Buyer, they need proof that Buyers can afford their property.
The Lender may want an Appraisal of the home. (Sometimes appraisals are required, as in the case with a VA loan.) The Appraisal is an independent verification of the value of the home, ordered by the Lender and paid for by you, the Buyer. A home may appraise at the same price you agreed to pay, or it may appraise above or below that price. Sometimes contracts have to be renegotiated if the home appraises below the price agreed upon in the contract. Again, your Realtor will help you should this occur.
Inspections are separate from and independent of the Appraisal. While appraisals take many things into consideration, including market values and the condition of the neighborhood, inspections determine the condition of the home. Is the wiring good? Does the roof leak? Is the plumbing sound? All this is determined by inspections. Unless otherwise stipulated in the contract, inspections are generally ordered and paid for by you, the Buyer.
The title to a home is the proof that the home belongs to the Seller, and subsequently, to you. You would hate to buy a home and then find out that legally it belonged to someone else! A title company will research the history of the home and ensure the property belongs to the right people. A title insurance company will also verify that the property is free from legal claims and liens against it. Title insurance is required, and you’ll need to purchase it for protection in case there is ever any dispute over the proper ownership of your home.
Your Lender will also require you to purchase homeowners insurance to minimize loss in the event your home is damaged or destroyed.
You made it! It’s time to Close!
Closing on a home completes the sale.
You’ll do a final walk-through days or hours before close. This enables you to make certain the property is in the condition in which you agreed to buy it—that any negotiated repairs have been made and that nothing has happened to the house since you last saw it.
Your Lender will disburse the funds to the Seller, and you’ll sign a variety of documents to execute the loan and take ownership of the home.
Now you just have to unload your furniture, go grocery shopping, install your internet and cable services, buy trash bags and laundry detergent, and make sure the kids don’t break anything.
Congratulations and welcome home!
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Shivrani Daryanani has a passion for providing the best Real Estate experience for her clients. Already an experienced REALTOR®, Shivrani, or “Rani,” as her friends and clients know her, became a Principal Broker when she founded Empire Realty in July 2018.
Rani pairs an entrepreneurial spirit with hard-earned expertise that drives her brokerage. After graduating from high school at the Academy of Our Lady of Guam, she moved to Portland, Oregon where she graduated with a degree in Business Communications from the University of Portland. She went on to a career in banking that included business and personal banking, mortgage, and branch management. After returning home to Guam, she opened and operated a gym, and then she found her calling in the world of real estate.
Rani matches personal touch with expertise. Over 80% of her business is from personal referrals from satisfied clients. This comes from getting to know her clients, hearing and listening to what they want and need, and bringing all of her experience and knowledge to bear on every deal. Whether analyzing the market on Guam or engaging in negotiations, whether pricing a home or writing sound contracts, Rani works with her clients from start to finish. It is her hope that her business philosophy of personal connection with clients and persistent guidance through the processes of buying, selling, and renting, will be the trademark and foundation of every deal that goes through Empire Realty.
When Rani isn’t showing houses, building her website, or lending a helping hand to her Realtors, she enjoys spending time with her husband, Raj, and her son, Vinay. A true daughter of Guam, she loves the beach, barbeques, sports, and being outdoors. Just make sure she’s on your team if she joins you for a game of volleyball!
Debbie Sharp is a veteran REALTOR®, with more than fourteen years in the industry, and has experience both in Texas and here on Guam. She is well-versed in all aspects of Real Estate and loves the opportunity to help others realize their dream, whether it be finding the perfect home or securing the perfect space for their business.
Debbie has two sons, and four grandchildren. She moved to Guam in 2011 to join her eldest, and his
family while he was stationed on island with the U.S. Navy. She loves the lifestyle of the island and
the laid-back relaxed feeling everywhere you go. She always said she was going to win the lottery and
buy herself an island --Well, she didn't win the lottery, but bought herself a little piece of the
island here and made it home!
Andrew Lewis first came to Guam from Texas in the medical sales field representing McCall International Medical to the U.S. Military on Guam and Okinawa. Andrew, or “Drew,” has always been deeply interested in the business of Real Estate and chose to enter the field in 2015, seeing the enormous potential for investment and growth in the Guam Real Estate Market.
Drew has been privileged to have a wide range of professional experiences, from international travel to engaging careers in high level sales, bartending, and political campaign management. He has a passion for persuasive, creative advertising, and he is excited to bring those skills to your commercial or residential listing.
After being mentored by Shivrani and Debbie at a previous brokerage, Drew was excited to join them both at Empire Realty at its founding in 2018. He is pleased to join them now as an Associate Broker, having obtained his broker license in January 2023.
Andrew is from San Antonio, Texas. He is a Spurs fan.
Holly Psencik moved to Guam in March of 2019 to join her husband who is currently stationed at Naval Base Guam. With the help of a REALTOR® here at Empire, she was able to quickly find a place to settle down in. Upon getting to know her REALTOR® and learning about the exciting world of Real Estate, she decided to take on this career path herself.
Originally from Texas, she was very excited to move to this beautiful tropical island. Holly loves to spend her time off relaxing on the beach with her husband and exploring everything this island has to offer.
As a military spouse, she understands how overwhelming military life can become and is here to help. She loves meeting new people and being able to answer any questions they may have in order to make the transition as smooth as possible.
Lanie Klepp is no stranger to relocating and searching for homes. With over 20 moves in the last 24 years, Lanie understands the process of moving to a new location and knows how to help her clients settle in to their new community. Lanie is a licensed REALTOR® in both Pennsylvania and Guam. She is a member of the National Association of REALTORS®, the Pennsylvania Association of REALTORS, and the Guam Association of REALTORS. Her energy, drive and honesty make each transaction a wonderful experience for buyers and sellers alike.
Lanie and her husband Michael are recent empty nesters and enjoy the amazing lifestyle that Guam offers. Lanie loves meeting and working with new people and is an excellent choice to serve your real estate needs.
Gian Comia is committed to listening to his clients’ needs and utilizes his business experience to ensure his clients will have successful transactions. He is competent, caring and diligent when representing his clients. He prioritizes his clients’ interest and goals by being loyal and dependable.
Gian graduated in University of Guam with Bachelors Degree in Business Administration Major in Finance and Economics. He also completed his Graduate studies in Masters of Arts in Counseling. He dedicates his time to continue learning and personal growth.
As a REALTOR® and having a family owned Construction Company, he is well oriented on how to address the housing needs of his clients, whether they aim to invest, rent, buy or sell a home. Counseling experience made him understand his clients’ perspective. He looks forward to helping you achieve your goals and objectives in Real Estate.
EDU MANUEL
With a degree in Business Administration, Edu recognizes the importance of networking and marketing
skills involved in the real estate industry. He came from humble beginnings, selling just about anything
- burgers, pizzas, roof coatings, cars, and even barbecue! He values the relationship built in every
transaction.
When Edu first experienced buying, renovating, and leasing a home, he was hooked! He found real estate investing extremely rewarding. Edu is committed to guiding you to make your real estate experience enjoyable, educational, and stress-free. He is incredibly inspired and passionate to help you score that perfect property.
Edu is a Formula 1 fan and sports enthusiast. He loves Crossfit, cycling, cars, music, travels, and of course, real estate. He owns M3D Pro Pacific, a distributor of medical supplies, and equipment. He is also affiliated with Crossfit Latte Stone.
GAIL MANUEL earned her Bachelor’s Degree in Accountancy from the University of Santo Tomas in Manila, Philippines. After college, she was fortunate to have joined a shipping company in Guam where she gained her corporate experience of 20 years and counting. Equipped with values of commitment, hard work, and integrity, she is a good fit for the real estate industry.
Gail recognizes the trust placed in her to get the job done. It is in her nature to protect the best interests of her clients and to earn the respect of her peers. She aims to make a difference by helping fulfill your real estate goals and to positively impact your overall financial success.
Gail is appreciative of Guam’s beauty and hospitality. She loves a simple lifestyle and enjoys spending quality time with her family.
Avelino Garrido is a lifelong educator. Better known as Al or Coach Al with friends and family he has been an active REALTOR® since May 2019 and he has fallen in love with the world of realty.
As a REALTOR®, Al is passionate about going the extra mile for his clients. He wants to be able to find the best possibilities for the needs of each individual person or family. He looks at referrals as a testament to his ability to provide a personal service that many clients on Guam look for. Al will take his time to speak with his clients and hear their concerns and their dreams. He wants to walk them through each step of the buying/rental process to make certain there are no stones left unturned. He looks forward to connections with clients that will be of substance, especially if they are purchasing homes – probably the single biggest investment in their lives.
Al’s Background:
Al’s career as an educator has given him the type of experience that he feels he needs to help his realty clients find the type of home that they are looking for. After graduating from the University of Guam, Al started his first teaching job at F.B. Leon Guerrero in Yigo. He then moved on to become the Athletic Director and Department chair at Oceanview High School in Agat for a few years before finally finishing at Benavente Middle School in Dededo.
Al continued his teaching career in the Department of Defense Dependent Schools in Japan before
returning to Guam to teach at Southern High School. He then moved to teach at the iLearn Academy Charter
School and become a part of their STEM curriculum. In the meantime, Al completed his MSED degree in
Integrating Technology into the Classroom at Walden University in Mineesota. After one year at iLearn,
Al was hired to become the principal of ILACS, before shifting gears and changing careers in pursuit of
something different. Although Al is currently on a sabbatical from education, and chasing his dreams as
a REALTOR®, he is still pursuing his PhD in Education at Walden University – Education is
continuous. Al takes this approach toward realty as he continues to learn, grow and strive for
perfection as a REALTOR®.
Shino Thomas is a resident of Guam who moved to the island in 2011 from South Carolina. He lives with his wife and two sons. He has been a REALTOR® since 2005 and has been a project manager for the Marianas Coating Company since 2018. Shino loves to play soccer and cricket, but his passion is farming and fishing.
Nina Louise Bordallo Claros was born on Guam and raised in both Hawaii and Guam, giving her a strong foundation of islander hospitality. It is this ideal that she hopes to bring to every client relationship, to help clients feel at ease throughout the transaction and to know that they are being looked after as if they are family.
For the past 5 years, Nina has been a stay at home mother, focusing on raising her son and supporting her husband's demanding schedule as a business owner. She understands the importance of family and the immeasurable value of finding a space that is right for you and your loved ones. Her attention to detail, knack for multi-tasking, and drive to provide each client with an enjoyable experience makes her an ideal representative for your needs. Nina doesn't just want to find you a house, she wants to help you find a HOME that suits your needs and fulfils your dreams.
She is a self-proclaimed adrenaline junkie and island girl to the core. She enjoys free diving, snorkelling, cliff diving, skydiving, and also enjoys working out at her husband's gym- CrossFit Gof Metgot. An avid traveller, she is lucky enough to have visited over 20 countries and is hoping to hit 30 by age 30! She believes that exposure to various cultures is a big part of why she is able to connect and build relationships with others easily. So, don't hesitate to contact her if you are looking for a place to call home on this beautiful island, she will gladly help you find your little slice of paradise.
Woo "Moochi" Kim has lived all over the world. Born in South Korea, raised in Guam, lived in California and 'semi-retired' for a few years in Costa Rica. He is no stranger to different cultures, languages and lifestyles. Moochi is fluent in English, Korean and Spanish.
But he always considered Guam his home.
Moochi attended St. Anthony's Middle School in Tamuning, then a few years at Father Duenas Memorial High School before moving to the San Francisco Bay Area.There, he finished high school and obtained his Bachelor's degree in Business Administration from the University of San Francisco.
Moochi is an athlete and a competitor by nature, having played for his school's basketball and football teams. He also enjoys individual sports such as mountain biking and surfing. His involvement in sports taught him the importance of hard work and fair play. This work ethic translates directly to how he conducts himself as a REALTOR®. The right way, the first time.
If you have any questions about real estate in Guam, whether it be buying, selling, renting or investing, please don't hesitate to contact him. If you're new to the beautiful island of Guam, He would be happy to recommend some 'must see' and 'must do' places and things to enjoy here and even show you around!
Anthony Cruz is a local resident of Guam, a graduate of Father
Duenas Memorial School, and a Jiu Jitsu brown belt. Anthony, or "Ant" as his peers in the Jiu Jitsu
community call him, found his calling in the real estate industry through an entrepreneurial spirit by
wanting to find an occupation where he could network and be of service to the people of Guam, all while
still maintaining his dedication to the art of Jiu Jitsu. With qualities such as diligence,
perseverance, and a positive attitude, Anthony has brought the lessons he has learned from the ‘mats’ to
his real estate career and will bring the same dedication that he has for Jiu Jitsu to every one of his
clients that he serves.
Whether it be in the heat of competition or getting a deal completed, Anthony exudes confidence and is
always willing to do whatever it takes to get the job done. In some social circles, Anthony is known for
his competitive drive, and in other social circles he is known for being extremely easy going with a
great sense of humor.
If he isn’t handling real estate deals or on the mats, working out at the gym, traveling, spending time
with his loved ones, or reading books are among the few activities that he loves doing. Whether it’s
buying, renting, selling, or anything involving the real estate industry, see for yourself what this
young, ambitious man can do for you.
Dino Sadhwani born and raised on Guam, Dino truly knows the
ins and outs of living on the island. If you want to know the best hiking and snorkeling spots or the
best fiesta plate, Dino’s the one to ask.
But Dino hasn’t always lived on Guam. Following high school, he attended Chaminade University in Hawaii
for two years before transferring to University of San Diego where he completed his degree in Business
Administration. He returned to Guam after college to work before meeting his wife and moving to Hong
Kong where he worked for 7 years in the competitive Hong Kong commercial real estate market.
Having recently returned to Guam, Dino brings both a depth of knowledge of the island and over 20 years
of world-wide experience in a variety of industries, including Real Estate, Business Management,
Aviation, and Hospitality.
With the right combination of local knowledge, training, and experience, Dino is the right person to
help you navigate your real estate needs!
Emilia Ochavillo was born and raised in The Phillipines. She
has an Undergraduate Degree in Medical Technology at the University of Luzon, Philippines. She is also a
mother, a wife, a daughter and a friend!
For 20 years, she has worked full time and has dedicated her entire life to working hard and achieving
her goals. She eventually became a Food and Beverage Restaurant Manager in Guam Dai Ichi Hotel while
being a full time mother to her 4 children.
She and her husband, Richard, made sure their children lived and grew up in a loving, healthy and safe
home. They sacrificed everything so their children could go to school and get college degrees in the
Philippines. Truly, setting a good example to their children, sacrificing and providing for them have
paid off, because their children are professionals in their own fields as well today.
Now, many years later, after putting her career aside to cater to her 4 children, she is back to fulfill
another goal in being a Real Estate Agent.
Emilia, a compassionate mother, a loving wife, a hardworking woman, is ready to meet her clients
to find their forever homes on our beautiful Island of Guam.
“Being someone who wants to make a difference to peoples lives”
Dayana Marin moved from Texas to Montana and now paradise,
living on Guam, no matter where she’s lived, these places were once considered her home. Being a
Mil-Spouse and having to move from one place to another unexpectedly is tough, but she’ll take a
challenge and the amazing experiences that come with it. She comes into the real estate world ready to
help you find the ideal home, a place you will feel peace, and begin new memories.
Dayana is a visionary, a go-getter, overcoming any obstacles in her path achieving any goals she’s put
her mind to. When she isn’t at the gym pulling weights she’s pulling files with all your needs in mind.
“Anything you can imagine, you can create.”
From a Mexican background, she is fluent in Spanish and tacos. Let’s TACObout Real Estate?
Tay came to Guam back in 2019 and absolutely fell in love with
the island. In doing so, she decided to make the island her new home.
Being a fairly new resident to Guam, she can relate to the daunting process of relocating. The endeavors
of finding the nearest grocery store, local hangout, and most importantly your next home!
In her
free time, Tay loves to soak in the island's aquatic life with activities such as freediving and paddle
boarding. If it’s not in the island's beautiful waters, she finds herself engaging in enriching
activities that include yoga and Muay Thai.
These recreational activities hold deeper meaning to Tay as they instill values that are roots of her
character.
Discipline, dedication and perseverance are just a few of her morals that she has remained faithful to
practicing as well as emulating.
Tay is knowledgeable in Civil Engineering, Chemistry and English; all academics that she studied and
excelled in through the German education system. While completing her education, Tay became fluent in
the German language. Her diversity does not stop there. Tay is also intelligible in the Thai language
being that Thai is her mother's heredity.
This motivated young woman first discovered her interest in Real Estate while simultaneously
gaining experience as well as knowledge in her pursuit to explore and fine tune her entrepreneurial
empire. As an independent business owner, Tay constantly craves personal growth not just in business but
also in health, finance, interpersonal relations and any other aspects that she sees being beneficial in
her life and the people around her.
For all your Real Estate needs, whether it’s buying, selling or renting, see for yourself what this
young, driven and attentive woman can do for you.
Sarah was Born and raised in the Philippines. She arrived in
Guam from the Big Island, Hawaii in the summer of 2021. Sarah had no problem adjusting to her new life
in Guam and welcomed the opportunities that came with it.
Sarah grew up with entrepreneurial parents that taught her the importance of making ethical choices over
her lifetime in achieving her full potential. She aspires to walk in her self-made father's footsteps
one day.
As a former Medical Assistant, her background had taught her competence, compassion, courtesy and to
make your needs her priority. Her understanding and experience in inclusivity and diversity makes it a
joy to work with her. Sarah’s charismatic yet professional demeanor makes her an excellent Realtor.
In her free time, Sarah enjoys soaking up the sun with her husband and their German Shepherd, Koa. Sarah
also likes to volunteer at the Animal Shelter, where she had found unique love and inspired hope of
sheltered dogs. .
As a military wife, Sarah can relate to the stress of relocating. She not only wants to help you
find a home, but to help you feel at home. It is important to Sarah to help those starting a new life
and finding their dream home on the beautiful island of Guam.
Born in the Philippines, Gracia Rebujio relocated on Guam in
2009 with her family. She graduated from Guam Community College with an associate's degree in both hotel
management and food and beverage management. With her devotion, hard work, and enthusiasm for helping
people, Gracia was able to secure a job as a banquet supervisor at the Onward Beach Resort at an early
age.
Gracia, who comes from a line of construction workers, recently entered the real estate profession with
the intention of one day starting a family business of her own. Since Gracia firmly believed that "Good
things come to those who deserve them," she always give her 100% effort on every tasks that comes her
way. She makes an effort to put herself in other people's shoes in order to better understand her
customers' needs and also to meet and exceed their expectations.
Gracia enjoys spending time with her family, especially with her baby girl named Beige. She likes to
relax at the beach and listen to her favorite music while she watches the sun set. Gracia fell in love
with Guam's natural beauty and its friendly people, to which Guam became her home. So whenever you’re
ready to take that first step towards finding your dream home, Gracia will definitely be there to help
you locate a place to call your home!
Carlo Guanlao was born and raised on Guam. Filipino by blood
but localized by heart. He has been a people person since he was in elementary school. His mother told
him stories, how people would always run up to him screaming his name and saying hello! He naturally had
a lot of friends from different age groups. So networking came easy. Also, work ethic was something he
learned from his father who is in the construction business.
His hobby before was fitness and the dream of becoming Mr. Olympia. Unfortunately, his dreams changed
during senior year of high school. Focusing on business was his cup of tea! Sales was an industry he
dove into from online digital marketing, hemp oil, creating clothes, car sales and now real estate. With
the help of Shivrani inspiring him back in 2021 it got him to go for it!
